When I was still single, I already got a Sun Life life insurance plan and a Loyola pension plan. It was a good thing that I started to save for myself early on because most of our earnings now go to Gwen’s immunizations (*sigh*). But I still have to resume the Loyola plan because I wasn’t able to pay the premium for two consecutive years after they moved their office and also stopped sending their collector to our office. If budget permits, I’m planning to persuade Jeff on getting his own term life insurance too. It’s not that important when he’s still single but having a family that relies on him is a different and serious matter.