Is having a life insurance important? Absolutely, yes! Especially if you have a family who depends on you. On the first years at my work, two companies conducted a presentation about their product, guaranteed life insurance and how important it is to avail one while we’re still young. Because when starting early on, the premiums are lower. Think of it as a long term investment, it may be morbid to think of death but at least, you have something prepared for your family’s welfare.
I availed an insurance that allows me to invest too from Sunlife called Sunlife Flexilink. I’m not knowledgeable about stocks so I just trust my advisor from Sunlife. I hope more online earnings will come so that I can also have additional investments aside from paying just the premium.