I never really paid attention as to how important a health insurance is. I have one provided as a benefit from the company I work in, but I seldom use it unless I’m really sick and needs prescription drugs. Before I got pregnant, I used my healthcard, Medicard, maybe just once or twice a year. I find visiting a doctor/hospital as one of the least things to do.

Then came this pregnancy in which one is required to do monthly check-ups turned weekly check-ups. Not to mention the laboratory procedures such as urinalysis and ultrasound. Let’s see, my OB charges Php 400 per visit for non-health card patients and since I always use my health card, my check-up is free. That’s a whopping Php 3,600 savings for 9 months! Now, I’m really grateful for the company I work in for providing their employees a health card for its employees and dependents. I know I’ll be using it more often once the baby’s out too.

Trust me, look for an affordable health insurance and you’re gonna thank yourself for doing so. Single individuals won’t appreciate the value of this thing but once your married, pregnant or with dependents who constantly needs medical attention such as children or the elderly, it will give you peace of mind.